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Deposit Schemes
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The National Co-operative Bank Ltd Mumbai Our Attractive Deposit Scheme Samruddhi Deposit Scheme (SMRD) W.E.F 01.07.2023
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| Period of Deposit |
Minimum-12 Months to 120 Months |
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| Amount of Deposit |
Any Amount minimum Rs.500/- |
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| Rate of Interest |
12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A |
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| Additional Interest Rate |
0.50% for Senior citizen amp;
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Quarterly compound Interest |
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| Fixed Deposit Monthly Interest Scheme. |
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| Period of Deposit |
Minimum-12 Months to 120 Months |
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| Amount of Deposit |
Any Amount minimum Rs.500/- |
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| Rate of Interest |
12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A |
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| Additional Interest Rate |
0.50% for Senior citizen amp;
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Quarterly compound Interest |
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Monthly Interest will credited in Your Saving Account or Interest Payment through Pay Orde |
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| Fixed Deposit Quarterly Interest Scheme. |
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| Period of Deposit |
Minimum-12 Months to 120 Months |
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| Amount of Deposit |
Any Amount minimum Rs.500/- |
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| Rate of Interest |
12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 06.50% P.A |
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| Additional Interest Rate |
0.50% for Senior citizen &
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Quarterly Interest will credited in Your Saving Account or Interest Payment through Pay Order |
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| Recurring Deposit Scheme. |
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| Period of Deposit |
Minimum-12 Months to 120 Months |
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| Amount of Deposit |
Any Amount minimum Rs.500/- |
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| Rate of Interest |
12 Months to 24 months – 7.50% P.A
25 Months to 36 months – 7.50% P.A
37 Months to 120 months – 6.50% P.A |
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| Additional Interest Rate |
0.50% for Senior citizen;
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Quarterly compound Interest |
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| Short Term Deposit Scheme. |
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| Period of Deposit |
Minimum-15 Days to Less Than One Year |
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| Amount of Deposit |
Any Amount minimum Rs.500/- |
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| Rate of Interest |
7 Days to 14 Days - 4.50% P.A
15 Days to 45 Days - 5.50% P.A
46 Days to 90 Days - 6.00% P.A
91 Days to 180 Days - 6.50% P.A
181 Days to Less than 1 Year 7.00% P.A
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Quarterly compound Interest |
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